Different insurance companies offer different levels and types of coverage for accidental damage. This could impact the outcome of any claim. Before you sign a policy, it is important to understand what accidental damages are.

Accidental damage could result from a ball hitting the window or a nail entering a pipe while trying to hang a photograph. You can slip and fall through ceilings if you are high up in your attic.

Intentional damage is not covered by indemnity.

accidental damage claim ireland Insurance Companies does cover true accidents. However, each insurer will offer different coverages. Certain things are not covered by accident insurance. Content damage

Pets can be destructive

Design or workmanship defect

Building damage can be caused by construction, alteration, or repair.

General wear and tear

What are you able to do to minimize damage from tenants?

It is not easy to prevent accidental damage. These steps will help landlords reduce the chance of accidental damage.

Refer the references to vet your tenants

You and your agent can meet to gain a better understanding about the personalities, work habits and working styles potential tenants.

Tenants need to have a good working relationship

Tenants will be happier if you answer their questions quickly and address them as soon as possible.

Intelligent design can reduce the chance of accidental damage

Durability is important in choosing flooring, worktops or bathroom suites.

It is important to ensure that your property is in top shape

This will decrease the chances of tenants trying DIY.

Be extra cautious if you live in an area that is susceptible to malicious damage

Secure the gate with reinforced windows

Get insurance to cover unintentional damages

They warn landlords about the possibility of accidents. Premier Insurance protects you against accidental damage. Most policies don't cover accidental damage.