Licensed electricians are the professionals you need to call when electrical hazards threaten your home. They can fix faulty outlets, install new wiring and replace blown circuits.

Before hiring a nearest electrician, read reviews from past clients and get free estimates from local pros. This will help you choose the right pro for your budget and needs.

Experience

When you are hiring an electrician to do a home project, experience is important. It can help you choose a skilled professional that will deliver quality work in your price range and meet your expectations.

You should look for electricians with plenty of positive reviews from homeowners like you in your area. Also, check to see if the electrician has an up-to-date license.

A master electrician has passed a standardized test and has thousands of hours of experience under his belt. He is also familiar with the National Electrical Code and any modifications your state has made to it.

A journeyman electrician hasn’t qualified for a master’s license but is still licensed by your state. He has experience in planning, designing and installing systems.

License

If you need to upgrade your electrical panel, add outlets or power points, or perform any other type of repair, you should call a licensed electrician. These professionals are trained in safety practices and can ensure the work is done correctly.

They will also be able to help you pass code inspections and avoid future issues. Having a professional do your electrical work is an excellent way to save money and keep your property safe.

In New York, for example, you must be licensed to do electrical work on your home or business. You can get a license in one of two ways:

The State Electrical Board licenses, registers and regulates electricians, apprentices and electrical contractors. The licensing process includes a written exam and a practical examination. The exams are based on material from the National Electrical Code and general electrical safety protocols. The tests require a passing score of 70%. The results are mailed to you within three or four weeks of taking the test.

Insurance

Whether you're a seasoned pro or just starting out, the best way to protect your business is with an effective insurance policy. An insurance agent will be able to review your unique needs and recommend the most suitable coverage options for your situation.

For example, an electrical company may want to invest in a good commercial auto policy to protect drivers and company vehicles from the financial damage of an accident. Similarly, you can't underestimate the importance of protecting your employees from injuries on the job.

In terms of overall cost, the best strategy is to purchase a comprehensive small business insurance policy with a multi-policy discount. A business owners policy (BOP) with a good mix of coverage types, such as general liability, property and liability, can save you hundreds of dollars a year. Other factors in determining your insurance costs include your prior claims history, the location of your business and the number of employees you have.